📍 Irving, TX · Zillow ZHVI · July 2026

Average Home Price in
Irving, TX

Dallas-Fort Worth-Arlington, TX metro area · Dallas County County

Median Home Value
$346,142
↓ 1.3% year-over-year
vs. National Median
$410,000
Irving is 16% below
Est. Monthly Payment
$1,805/mo
20% down · 6.8% rate
Income Needed
$92K
gross annual (30% rule)
Median Home Value
$346,142
↓ 1.3% year-over-year

Down Payment (20%)$69,228
Monthly P&I$1,805/mo
With Taxes & Ins.~$2,292/mo
Income Needed$91,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Irving, TX

The median home value in Irving, TX is $346,142 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.3% compared to a year ago and down 3.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Irving are priced16% below average. Irving is part of the Dallas-Fort Worth-Arlington, TX metro area.

Over the past five years, Irving home values have risen by approximately18.4%, reflecting steady appreciation in this market.

City Comparison

Irving vs. National Median

🏠 Irving
$346,142
National Median
$410,000

At $346,142, homes in Irving cost 16% below the national median of $410,000. This makes Irving a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Irving?

20% Down Payment
$69,228
on $346,142
Monthly P&I
$1,805/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,292/mo
incl. taxes & insurance
Income Needed
$91,680
gross annual (30% rule)
10% Down Option
$34,614
+ PMI applies
Loan Amount (20% dn)
$276,914
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Irving, TX?
The median home value in Irving is $346,142 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.3% year-over-year.
How much have home prices changed in Irving?
Over the past year, home values in Irving have decreased by 1.3%. Over five years, prices have risen approximately 18.4%.
How much do I need to earn to buy a home in Irving?
To comfortably afford the median home price of $346,142 with a 20% down payment ($69,228) at today's rates (6.8%), you'd need a gross annual income of approximately $91,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Irving compare to the national average home price?
The national median home value is approximately $410,000. At $346,142, homes in Irving are 16% below the national average.
What metro area is Irving part of?
Irving is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.