Market Overview
Home Prices in Jamaica Beach, TX
The median home value in Jamaica Beach, TX is $451,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.4% compared to a year ago and down 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Jamaica Beach are priced10% above average. Jamaica Beach is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Over the past five years, Jamaica Beach home values have risen by approximately2.5%, reflecting modest growth in this market.
Price History
Jamaica Beach Home Price Trend
City Comparison
Jamaica Beach vs. National Median
At $451,433, homes in Jamaica Beach cost 10% above the national median of $410,000. Buyers in Jamaica Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Jamaica Beach?
20% Down Payment
$90,287
on $451,433
Monthly P&I
$2,354/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,990/mo
incl. taxes & insurance
Income Needed
$119,600
gross annual (30% rule)
10% Down Option
$45,143
+ PMI applies
Loan Amount (20% dn)
$361,146
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Jamaica Beach, TX?
The median home value in Jamaica Beach is $451,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.4% year-over-year.
How much have home prices changed in Jamaica Beach?
Over the past year, home values in Jamaica Beach have decreased by 10.4%. Over five years, prices have risen approximately 2.5%.
How much do I need to earn to buy a home in Jamaica Beach?
To comfortably afford the median home price of $451,433 with a 20% down payment ($90,287) at today's rates (6.8%), you'd need a gross annual income of approximately $119,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Jamaica Beach compare to the national average home price?
The national median home value is approximately $410,000. At $451,433, homes in Jamaica Beach are 10% above the national average.
What metro area is Jamaica Beach part of?
Jamaica Beach is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.