Market Overview
Home Prices in Joaquin, TX
The median home value in Joaquin, TX is $214,467 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.9% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Joaquin are priced48% below average.
Over the past five years, Joaquin home values have fallen by approximately15.0%, reflecting softening conditions in this market.
Price History
Joaquin Home Price Trend
2020
$223,884
$224K
—
2021
$252,339
$252K
+12.7%
2022
$272,586
$273K
+8.0%
2023
$251,875
$252K
-7.6%
2024
$236,223
$236K
-6.2%
2025
$235,491
$235K
-0.3%
2026
$214,467
$214K
-8.9%
City Comparison
Joaquin vs. National Median
🏠 Joaquin
$214,467
National Median
$410,000
At $214,467, homes in Joaquin cost 48% below the national median of $410,000. This makes Joaquin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Joaquin?
20% Down Payment
$42,893
on $214,467
Monthly P&I
$1,119/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,421/mo
incl. taxes & insurance
Income Needed
$56,840
gross annual (30% rule)
10% Down Option
$21,447
+ PMI applies
Loan Amount (20% dn)
$171,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Joaquin, TX?
The median home value in Joaquin is $214,467 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.9% year-over-year.
How much have home prices changed in Joaquin?
Over the past year, home values in Joaquin have decreased by 8.9%. Over five years, prices have fallen approximately 15.0%.
How much do I need to earn to buy a home in Joaquin?
To comfortably afford the median home price of $214,467 with a 20% down payment ($42,893) at today's rates (6.8%), you'd need a gross annual income of approximately $56,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Joaquin compare to the national average home price?
The national median home value is approximately $410,000. At $214,467, homes in Joaquin are 48% below the national average.