Market Overview
Home Prices in Joshua, TX
The median home value in Joshua, TX is $360,050 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and down 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Joshua are priced12% below average. Joshua is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Joshua home values have risen by approximately20.9%, reflecting strong long-term appreciation in this market.
Price History
Joshua Home Price Trend
City Comparison
Joshua vs. National Median
At $360,050, homes in Joshua cost 12% below the national median of $410,000. This makes Joshua a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Joshua?
20% Down Payment
$72,010
on $360,050
Monthly P&I
$1,878/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,385/mo
incl. taxes & insurance
Income Needed
$95,400
gross annual (30% rule)
10% Down Option
$36,005
+ PMI applies
Loan Amount (20% dn)
$288,040
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Joshua, TX?
The median home value in Joshua is $360,050 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Joshua?
Over the past year, home values in Joshua have decreased by 1.1%. Over five years, prices have risen approximately 20.9%.
How much do I need to earn to buy a home in Joshua?
To comfortably afford the median home price of $360,050 with a 20% down payment ($72,010) at today's rates (6.8%), you'd need a gross annual income of approximately $95,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Joshua compare to the national average home price?
The national median home value is approximately $410,000. At $360,050, homes in Joshua are 12% below the national average.
What metro area is Joshua part of?
Joshua is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.