Market Overview
Home Prices in Junction, TX
The median home value in Junction, TX is $324,055 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 14.6% compared to a year ago and down 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Junction are priced21% below average.
Over the past five years, Junction home values have risen by approximately23.6%, reflecting strong long-term appreciation in this market.
Price History
Junction Home Price Trend
2020
$210,760
$211K
—
2021
$262,213
$262K
+24.4%
2022
$295,433
$295K
+12.7%
2023
$273,400
$273K
-7.5%
2024
$292,721
$293K
+7.1%
2025
$282,879
$283K
-3.4%
2026
$324,055
$324K
+14.6%
City Comparison
Junction vs. National Median
🏠 Junction
$324,055
National Median
$410,000
At $324,055, homes in Junction cost 21% below the national median of $410,000. This makes Junction a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Junction?
20% Down Payment
$64,811
on $324,055
Monthly P&I
$1,690/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,146/mo
incl. taxes & insurance
Income Needed
$85,840
gross annual (30% rule)
10% Down Option
$32,406
+ PMI applies
Loan Amount (20% dn)
$259,244
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Junction, TX?
The median home value in Junction is $324,055 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 14.6% year-over-year.
How much have home prices changed in Junction?
Over the past year, home values in Junction have increased by 14.6%. Over five years, prices have risen approximately 23.6%.
How much do I need to earn to buy a home in Junction?
To comfortably afford the median home price of $324,055 with a 20% down payment ($64,811) at today's rates (6.8%), you'd need a gross annual income of approximately $85,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Junction compare to the national average home price?
The national median home value is approximately $410,000. At $324,055, homes in Junction are 21% below the national average.