📍 Karnes City, TX · Zillow ZHVI · July 2026

Average Home Price in
Karnes City, TX

Karnes County County

Median Home Value
$216,107
↑ 1.8% year-over-year
vs. National Median
$410,000
Karnes City is 47% below
Est. Monthly Payment
$1,127/mo
20% down · 6.8% rate
Income Needed
$57K
gross annual (30% rule)
Median Home Value
$216,107
↑ 1.8% year-over-year

Down Payment (20%)$43,221
Monthly P&I$1,127/mo
With Taxes & Ins.~$1,431/mo
Income Needed$57,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Karnes City, TX

The median home value in Karnes City, TX is $216,107 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and down 5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Karnes City are priced47% below average.

Over the past five years, Karnes City home values have fallen by approximately21.5%, reflecting softening conditions in this market.

City Comparison

Karnes City vs. National Median

🏠 Karnes City
$216,107
National Median
$410,000

At $216,107, homes in Karnes City cost 47% below the national median of $410,000. This makes Karnes City a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Karnes City?

20% Down Payment
$43,221
on $216,107
Monthly P&I
$1,127/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,431/mo
incl. taxes & insurance
Income Needed
$57,240
gross annual (30% rule)
10% Down Option
$21,611
+ PMI applies
Loan Amount (20% dn)
$172,886
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Karnes City, TX?
The median home value in Karnes City is $216,107 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Karnes City?
Over the past year, home values in Karnes City have increased by 1.8%. Over five years, prices have fallen approximately 21.5%.
How much do I need to earn to buy a home in Karnes City?
To comfortably afford the median home price of $216,107 with a 20% down payment ($43,221) at today's rates (6.8%), you'd need a gross annual income of approximately $57,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Karnes City compare to the national average home price?
The national median home value is approximately $410,000. At $216,107, homes in Karnes City are 47% below the national average.