Market Overview
Home Prices in Kemah, TX
The median home value in Kemah, TX is $308,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.8% compared to a year ago and down 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kemah are priced25% below average. Kemah is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Over the past five years, Kemah home values have risen by approximately10.8%, reflecting steady appreciation in this market.
Price History
Kemah Home Price Trend
City Comparison
Kemah vs. National Median
At $308,872, homes in Kemah cost 25% below the national median of $410,000. This makes Kemah a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kemah?
20% Down Payment
$61,774
on $308,872
Monthly P&I
$1,611/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,046/mo
incl. taxes & insurance
Income Needed
$81,840
gross annual (30% rule)
10% Down Option
$30,887
+ PMI applies
Loan Amount (20% dn)
$247,098
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kemah, TX?
The median home value in Kemah is $308,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.8% year-over-year.
How much have home prices changed in Kemah?
Over the past year, home values in Kemah have decreased by 2.8%. Over five years, prices have risen approximately 10.8%.
How much do I need to earn to buy a home in Kemah?
To comfortably afford the median home price of $308,872 with a 20% down payment ($61,774) at today's rates (6.8%), you'd need a gross annual income of approximately $81,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Kemah compare to the national average home price?
The national median home value is approximately $410,000. At $308,872, homes in Kemah are 25% below the national average.
What metro area is Kemah part of?
Kemah is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.