Market Overview
Home Prices in Kemp, TX
The median home value in Kemp, TX is $271,596 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.4% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kemp are priced34% below average. Kemp is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Kemp home values have risen by approximately8.5%, reflecting steady appreciation in this market.
Price History
Kemp Home Price Trend
City Comparison
Kemp vs. National Median
At $271,596, homes in Kemp cost 34% below the national median of $410,000. This makes Kemp a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kemp?
20% Down Payment
$54,319
on $271,596
Monthly P&I
$1,416/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,798/mo
incl. taxes & insurance
Income Needed
$71,920
gross annual (30% rule)
10% Down Option
$27,160
+ PMI applies
Loan Amount (20% dn)
$217,277
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kemp, TX?
The median home value in Kemp is $271,596 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.4% year-over-year.
How much have home prices changed in Kemp?
Over the past year, home values in Kemp have decreased by 2.4%. Over five years, prices have risen approximately 8.5%.
How much do I need to earn to buy a home in Kemp?
To comfortably afford the median home price of $271,596 with a 20% down payment ($54,319) at today's rates (6.8%), you'd need a gross annual income of approximately $71,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Kemp compare to the national average home price?
The national median home value is approximately $410,000. At $271,596, homes in Kemp are 34% below the national average.
What metro area is Kemp part of?
Kemp is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.