Market Overview
Home Prices in Kerrville, TX
The median home value in Kerrville, TX is $356,784 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.8% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kerrville are priced13% below average. Kerrville is part of the Kerrville, TX metro area.
Over the past five years, Kerrville home values have risen by approximately10.8%, reflecting steady appreciation in this market.
Price History
Kerrville Home Price Trend
City Comparison
Kerrville vs. National Median
At $356,784, homes in Kerrville cost 13% below the national median of $410,000. This makes Kerrville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kerrville?
20% Down Payment
$71,357
on $356,784
Monthly P&I
$1,861/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,363/mo
incl. taxes & insurance
Income Needed
$94,520
gross annual (30% rule)
10% Down Option
$35,678
+ PMI applies
Loan Amount (20% dn)
$285,427
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kerrville, TX?
The median home value in Kerrville is $356,784 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.8% year-over-year.
How much have home prices changed in Kerrville?
Over the past year, home values in Kerrville have decreased by 2.8%. Over five years, prices have risen approximately 10.8%.
How much do I need to earn to buy a home in Kerrville?
To comfortably afford the median home price of $356,784 with a 20% down payment ($71,357) at today's rates (6.8%), you'd need a gross annual income of approximately $94,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Kerrville compare to the national average home price?
The national median home value is approximately $410,000. At $356,784, homes in Kerrville are 13% below the national average.
What metro area is Kerrville part of?
Kerrville is part of the Kerrville, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.