Market Overview
Home Prices in Kosse, TX
The median home value in Kosse, TX is $231,624 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kosse are priced44% below average. Kosse is part of the Waco, TX metro area.
Over the past five years, Kosse home values have risen by approximately7.1%, reflecting steady appreciation in this market.
Price History
Kosse Home Price Trend
2020
$183,806
$184K
—
2021
$216,314
$216K
+17.7%
2022
$249,011
$249K
+15.1%
2023
$236,456
$236K
-5.0%
2024
$226,248
$226K
-4.3%
2025
$230,271
$230K
+1.8%
2026
$231,624
$232K
+0.6%
City Comparison
Kosse vs. National Median
🏠 Kosse
$231,624
National Median
$410,000
At $231,624, homes in Kosse cost 44% below the national median of $410,000. This makes Kosse a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kosse?
20% Down Payment
$46,325
on $231,624
Monthly P&I
$1,208/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,534/mo
incl. taxes & insurance
Income Needed
$61,360
gross annual (30% rule)
10% Down Option
$23,162
+ PMI applies
Loan Amount (20% dn)
$185,299
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kosse, TX?
The median home value in Kosse is $231,624 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Kosse?
Over the past year, home values in Kosse have increased by 0.6%. Over five years, prices have risen approximately 7.1%.
How much do I need to earn to buy a home in Kosse?
To comfortably afford the median home price of $231,624 with a 20% down payment ($46,325) at today's rates (6.8%), you'd need a gross annual income of approximately $61,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Kosse compare to the national average home price?
The national median home value is approximately $410,000. At $231,624, homes in Kosse are 44% below the national average.
What metro area is Kosse part of?
Kosse is part of the Waco, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.