Market Overview
Home Prices in Kyle, TX
The median home value in Kyle, TX is $299,898 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.1% compared to a year ago and down 7.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kyle are priced27% below average. Kyle is part of the Austin-Round Rock-Georgetown, TX metro area.
Over the past five years, Kyle home values have fallen by approximately6.7%, reflecting softening conditions in this market.
Price History
Kyle Home Price Trend
City Comparison
Kyle vs. National Median
At $299,898, homes in Kyle cost 27% below the national median of $410,000. This makes Kyle a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kyle?
20% Down Payment
$59,980
on $299,898
Monthly P&I
$1,564/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,986/mo
incl. taxes & insurance
Income Needed
$79,440
gross annual (30% rule)
10% Down Option
$29,990
+ PMI applies
Loan Amount (20% dn)
$239,918
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kyle, TX?
The median home value in Kyle is $299,898 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.1% year-over-year.
How much have home prices changed in Kyle?
Over the past year, home values in Kyle have decreased by 7.1%. Over five years, prices have fallen approximately 6.7%.
How much do I need to earn to buy a home in Kyle?
To comfortably afford the median home price of $299,898 with a 20% down payment ($59,980) at today's rates (6.8%), you'd need a gross annual income of approximately $79,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Kyle compare to the national average home price?
The national median home value is approximately $410,000. At $299,898, homes in Kyle are 27% below the national average.
What metro area is Kyle part of?
Kyle is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.