Market Overview
Home Prices in Lacy-Lakeview, TX
The median home value in Lacy-Lakeview, TX is $193,079 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and down 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lacy-Lakeview are priced53% below average. Lacy-Lakeview is part of the Waco, TX metro area.
Over the past five years, Lacy-Lakeview home values have risen by approximately22.7%, reflecting strong long-term appreciation in this market.
Price History
Lacy-Lakeview Home Price Trend
City Comparison
Lacy-Lakeview vs. National Median
At $193,079, homes in Lacy-Lakeview cost 53% below the national median of $410,000. This makes Lacy-Lakeview a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lacy-Lakeview?
20% Down Payment
$38,616
on $193,079
Monthly P&I
$1,007/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,279/mo
incl. taxes & insurance
Income Needed
$51,160
gross annual (30% rule)
10% Down Option
$19,308
+ PMI applies
Loan Amount (20% dn)
$154,463
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lacy-Lakeview, TX?
The median home value in Lacy-Lakeview is $193,079 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Lacy-Lakeview?
Over the past year, home values in Lacy-Lakeview have increased by 1.5%. Over five years, prices have risen approximately 22.7%.
How much do I need to earn to buy a home in Lacy-Lakeview?
To comfortably afford the median home price of $193,079 with a 20% down payment ($38,616) at today's rates (6.8%), you'd need a gross annual income of approximately $51,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Lacy-Lakeview compare to the national average home price?
The national median home value is approximately $410,000. At $193,079, homes in Lacy-Lakeview are 53% below the national average.
What metro area is Lacy-Lakeview part of?
Lacy-Lakeview is part of the Waco, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.