Market Overview
Home Prices in Ladonia, TX
The median home value in Ladonia, TX is $194,805 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.1% compared to a year ago and down 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ladonia are priced52% below average. Ladonia is part of the Bonham, TX metro area.
Over the past five years, Ladonia home values have risen by approximately7.2%, reflecting steady appreciation in this market.
Price History
Ladonia Home Price Trend
2020
$140,891
$141K
—
2021
$181,789
$182K
+29.0%
2022
$224,133
$224K
+23.3%
2023
$198,720
$199K
-11.3%
2024
$210,993
$211K
+6.2%
2025
$205,369
$205K
-2.7%
2026
$194,805
$195K
-5.1%
City Comparison
Ladonia vs. National Median
🏠 Ladonia
$194,805
National Median
$410,000
At $194,805, homes in Ladonia cost 52% below the national median of $410,000. This makes Ladonia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ladonia?
20% Down Payment
$38,961
on $194,805
Monthly P&I
$1,016/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,290/mo
incl. taxes & insurance
Income Needed
$51,600
gross annual (30% rule)
10% Down Option
$19,481
+ PMI applies
Loan Amount (20% dn)
$155,844
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ladonia, TX?
The median home value in Ladonia is $194,805 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.1% year-over-year.
How much have home prices changed in Ladonia?
Over the past year, home values in Ladonia have decreased by 5.1%. Over five years, prices have risen approximately 7.2%.
How much do I need to earn to buy a home in Ladonia?
To comfortably afford the median home price of $194,805 with a 20% down payment ($38,961) at today's rates (6.8%), you'd need a gross annual income of approximately $51,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Ladonia compare to the national average home price?
The national median home value is approximately $410,000. At $194,805, homes in Ladonia are 52% below the national average.
What metro area is Ladonia part of?
Ladonia is part of the Bonham, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.