Market Overview
Home Prices in Lago Vista, TX
The median home value in Lago Vista, TX is $401,442 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5% compared to a year ago and down 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lago Vista are priced2% below average. Lago Vista is part of the Austin-Round Rock-Georgetown, TX metro area.
Over the past five years, Lago Vista home values have fallen by approximately1.7%, reflecting softening conditions in this market.
Price History
Lago Vista Home Price Trend
City Comparison
Lago Vista vs. National Median
At $401,442, homes in Lago Vista cost 2% below the national median of $410,000. This makes Lago Vista a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lago Vista?
20% Down Payment
$80,288
on $401,442
Monthly P&I
$2,094/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,659/mo
incl. taxes & insurance
Income Needed
$106,360
gross annual (30% rule)
10% Down Option
$40,144
+ PMI applies
Loan Amount (20% dn)
$321,154
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lago Vista, TX?
The median home value in Lago Vista is $401,442 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5% year-over-year.
How much have home prices changed in Lago Vista?
Over the past year, home values in Lago Vista have decreased by 5%. Over five years, prices have fallen approximately 1.7%.
How much do I need to earn to buy a home in Lago Vista?
To comfortably afford the median home price of $401,442 with a 20% down payment ($80,288) at today's rates (6.8%), you'd need a gross annual income of approximately $106,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Lago Vista compare to the national average home price?
The national median home value is approximately $410,000. At $401,442, homes in Lago Vista are 2% below the national average.
What metro area is Lago Vista part of?
Lago Vista is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.