Market Overview
Home Prices in Laredo, TX
The median home value in Laredo, TX is $222,147 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Laredo are priced46% below average. Laredo is part of the Laredo, TX metro area.
Over the past five years, Laredo home values have risen by approximately13.6%, reflecting steady appreciation in this market.
Price History
Laredo Home Price Trend
2020
$178,832
$179K
—
2021
$195,512
$196K
+9.3%
2022
$212,232
$212K
+8.6%
2023
$220,892
$221K
+4.1%
2024
$213,611
$214K
-3.3%
2025
$216,375
$216K
+1.3%
2026
$222,147
$222K
+2.7%
City Comparison
Laredo vs. National Median
🏠 Laredo
$222,147
National Median
$410,000
At $222,147, homes in Laredo cost 46% below the national median of $410,000. This makes Laredo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Laredo?
20% Down Payment
$44,429
on $222,147
Monthly P&I
$1,159/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,472/mo
incl. taxes & insurance
Income Needed
$58,880
gross annual (30% rule)
10% Down Option
$22,215
+ PMI applies
Loan Amount (20% dn)
$177,718
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Laredo, TX?
The median home value in Laredo is $222,147 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Laredo?
Over the past year, home values in Laredo have increased by 2.7%. Over five years, prices have risen approximately 13.6%.
How much do I need to earn to buy a home in Laredo?
To comfortably afford the median home price of $222,147 with a 20% down payment ($44,429) at today's rates (6.8%), you'd need a gross annual income of approximately $58,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Laredo compare to the national average home price?
The national median home value is approximately $410,000. At $222,147, homes in Laredo are 46% below the national average.
What metro area is Laredo part of?
Laredo is part of the Laredo, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.