Market Overview
Home Prices in Lindsay, TX
The median home value in Lindsay, TX is $359,997 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lindsay are priced12% below average. Lindsay is part of the Gainesville, TX metro area.
Over the past five years, Lindsay home values have risen by approximately21.5%, reflecting strong long-term appreciation in this market.
Price History
Lindsay Home Price Trend
City Comparison
Lindsay vs. National Median
At $359,997, homes in Lindsay cost 12% below the national median of $410,000. This makes Lindsay a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lindsay?
20% Down Payment
$71,999
on $359,997
Monthly P&I
$1,878/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,385/mo
incl. taxes & insurance
Income Needed
$95,400
gross annual (30% rule)
10% Down Option
$36,000
+ PMI applies
Loan Amount (20% dn)
$287,998
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lindsay, TX?
The median home value in Lindsay is $359,997 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Lindsay?
Over the past year, home values in Lindsay have decreased by 0.5%. Over five years, prices have risen approximately 21.5%.
How much do I need to earn to buy a home in Lindsay?
To comfortably afford the median home price of $359,997 with a 20% down payment ($71,999) at today's rates (6.8%), you'd need a gross annual income of approximately $95,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Lindsay compare to the national average home price?
The national median home value is approximately $410,000. At $359,997, homes in Lindsay are 12% below the national average.
What metro area is Lindsay part of?
Lindsay is part of the Gainesville, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.