Market Overview
Home Prices in Llano, TX
The median home value in Llano, TX is $309,627 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.1% compared to a year ago and down 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Llano are priced24% below average.
Over the past five years, Llano home values have risen by approximately10.5%, reflecting steady appreciation in this market.
Price History
Llano Home Price Trend
2020
$230,287
$230K
—
2021
$280,221
$280K
+21.7%
2022
$335,377
$335K
+19.7%
2023
$333,391
$333K
-0.6%
2024
$333,425
$333K
+0.0%
2025
$316,337
$316K
-5.1%
2026
$309,627
$310K
-2.1%
City Comparison
Llano vs. National Median
🏠 Llano
$309,627
National Median
$410,000
At $309,627, homes in Llano cost 24% below the national median of $410,000. This makes Llano a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Llano?
20% Down Payment
$61,925
on $309,627
Monthly P&I
$1,615/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,051/mo
incl. taxes & insurance
Income Needed
$82,040
gross annual (30% rule)
10% Down Option
$30,963
+ PMI applies
Loan Amount (20% dn)
$247,702
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Llano, TX?
The median home value in Llano is $309,627 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.1% year-over-year.
How much have home prices changed in Llano?
Over the past year, home values in Llano have decreased by 2.1%. Over five years, prices have risen approximately 10.5%.
How much do I need to earn to buy a home in Llano?
To comfortably afford the median home price of $309,627 with a 20% down payment ($61,925) at today's rates (6.8%), you'd need a gross annual income of approximately $82,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Llano compare to the national average home price?
The national median home value is approximately $410,000. At $309,627, homes in Llano are 24% below the national average.