Market Overview
Home Prices in Lockhart, TX
The median home value in Lockhart, TX is $279,798 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.4% compared to a year ago and down 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lockhart are priced32% below average. Lockhart is part of the Austin-Round Rock-Georgetown, TX metro area.
Over the past five years, Lockhart home values have risen by approximately5.3%, reflecting steady appreciation in this market.
Price History
Lockhart Home Price Trend
City Comparison
Lockhart vs. National Median
At $279,798, homes in Lockhart cost 32% below the national median of $410,000. This makes Lockhart a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lockhart?
20% Down Payment
$55,960
on $279,798
Monthly P&I
$1,459/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,853/mo
incl. taxes & insurance
Income Needed
$74,120
gross annual (30% rule)
10% Down Option
$27,980
+ PMI applies
Loan Amount (20% dn)
$223,838
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lockhart, TX?
The median home value in Lockhart is $279,798 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.4% year-over-year.
How much have home prices changed in Lockhart?
Over the past year, home values in Lockhart have decreased by 6.4%. Over five years, prices have risen approximately 5.3%.
How much do I need to earn to buy a home in Lockhart?
To comfortably afford the median home price of $279,798 with a 20% down payment ($55,960) at today's rates (6.8%), you'd need a gross annual income of approximately $74,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Lockhart compare to the national average home price?
The national median home value is approximately $410,000. At $279,798, homes in Lockhart are 32% below the national average.
What metro area is Lockhart part of?
Lockhart is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.