Market Overview
Home Prices in Lometa, TX
The median home value in Lometa, TX is $336,545 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lometa are priced18% below average. Lometa is part of the Killeen-Temple, TX metro area.
Over the past five years, Lometa home values have risen by approximately24.1%, reflecting strong long-term appreciation in this market.
Price History
Lometa Home Price Trend
City Comparison
Lometa vs. National Median
At $336,545, homes in Lometa cost 18% below the national median of $410,000. This makes Lometa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lometa?
20% Down Payment
$67,309
on $336,545
Monthly P&I
$1,755/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,229/mo
incl. taxes & insurance
Income Needed
$89,160
gross annual (30% rule)
10% Down Option
$33,655
+ PMI applies
Loan Amount (20% dn)
$269,236
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lometa, TX?
The median home value in Lometa is $336,545 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in Lometa?
Over the past year, home values in Lometa have increased by 7.3%. Over five years, prices have risen approximately 24.1%.
How much do I need to earn to buy a home in Lometa?
To comfortably afford the median home price of $336,545 with a 20% down payment ($67,309) at today's rates (6.8%), you'd need a gross annual income of approximately $89,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Lometa compare to the national average home price?
The national median home value is approximately $410,000. At $336,545, homes in Lometa are 18% below the national average.
What metro area is Lometa part of?
Lometa is part of the Killeen-Temple, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.