Market Overview
Home Prices in Lone Star, TX
The median home value in Lone Star, TX is $102,594 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 18.4% compared to a year ago and down 8.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lone Star are priced75% below average.
Over the past five years, Lone Star home values have fallen by approximately24.5%, reflecting softening conditions in this market.
Price History
Lone Star Home Price Trend
2020
$115,078
$115K
—
2021
$135,874
$136K
+18.1%
2022
$146,181
$146K
+7.6%
2023
$141,292
$141K
-3.3%
2024
$137,202
$137K
-2.9%
2025
$125,667
$126K
-8.4%
2026
$102,594
$103K
-18.4%
City Comparison
Lone Star vs. National Median
🏠 Lone Star
$102,594
National Median
$410,000
At $102,594, homes in Lone Star cost 75% below the national median of $410,000. This makes Lone Star a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lone Star?
20% Down Payment
$20,519
on $102,594
Monthly P&I
$535/mo
30-yr @ 6.8%
Total Monthly Est.
~$679/mo
incl. taxes & insurance
Income Needed
$27,160
gross annual (30% rule)
10% Down Option
$10,259
+ PMI applies
Loan Amount (20% dn)
$82,075
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lone Star, TX?
The median home value in Lone Star is $102,594 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 18.4% year-over-year.
How much have home prices changed in Lone Star?
Over the past year, home values in Lone Star have decreased by 18.4%. Over five years, prices have fallen approximately 24.5%.
How much do I need to earn to buy a home in Lone Star?
To comfortably afford the median home price of $102,594 with a 20% down payment ($20,519) at today's rates (6.8%), you'd need a gross annual income of approximately $27,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Lone Star compare to the national average home price?
The national median home value is approximately $410,000. At $102,594, homes in Lone Star are 75% below the national average.