Market Overview
Home Prices in Lovelady, TX
The median home value in Lovelady, TX is $288,353 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lovelady are priced30% below average.
Price History
Lovelady Home Price Trend
2022
$336,463
$336K
—
2023
$305,572
$306K
-9.2%
2024
$293,596
$294K
-3.9%
2025
$286,709
$287K
-2.3%
2026
$288,353
$288K
+0.6%
City Comparison
Lovelady vs. National Median
🏠 Lovelady
$288,353
National Median
$410,000
At $288,353, homes in Lovelady cost 30% below the national median of $410,000. This makes Lovelady a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lovelady?
20% Down Payment
$57,671
on $288,353
Monthly P&I
$1,504/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,910/mo
incl. taxes & insurance
Income Needed
$76,400
gross annual (30% rule)
10% Down Option
$28,835
+ PMI applies
Loan Amount (20% dn)
$230,682
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lovelady, TX?
The median home value in Lovelady is $288,353 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Lovelady?
Over the past year, home values in Lovelady have increased by 0.6%.
How much do I need to earn to buy a home in Lovelady?
To comfortably afford the median home price of $288,353 with a 20% down payment ($57,671) at today's rates (6.8%), you'd need a gross annual income of approximately $76,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Lovelady compare to the national average home price?
The national median home value is approximately $410,000. At $288,353, homes in Lovelady are 30% below the national average.