📍 Lucas, TX · Zillow ZHVI · July 2026

Average Home Price in
Lucas, TX

Dallas-Fort Worth-Arlington, TX metro area · Collin County County

Median Home Value
$1,089,567
↓ 1.4% year-over-year
vs. National Median
$410,000
Lucas is 166% above
Est. Monthly Payment
$5,683/mo
20% down · 6.8% rate
Income Needed
$289K
gross annual (30% rule)
Median Home Value
$1,089,567
↓ 1.4% year-over-year

Down Payment (20%)$217,913
Monthly P&I$5,683/mo
With Taxes & Ins.~$7,217/mo
Income Needed$288,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lucas, TX

The median home value in Lucas, TX is $1,089,567 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 0.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lucas are priced166% above average. Lucas is part of the Dallas-Fort Worth-Arlington, TX metro area.

Over the past five years, Lucas home values have risen by approximately30.3%, reflecting strong long-term appreciation in this market.

City Comparison

Lucas vs. National Median

🏠 Lucas
$1,089,567
National Median
$410,000

At $1,089,567, homes in Lucas cost 166% above the national median of $410,000. Buyers in Lucas should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Lucas?

20% Down Payment
$217,913
on $1,089,567
Monthly P&I
$5,683/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,217/mo
incl. taxes & insurance
Income Needed
$288,680
gross annual (30% rule)
10% Down Option
$108,957
+ PMI applies
Loan Amount (20% dn)
$871,654
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lucas, TX?
The median home value in Lucas is $1,089,567 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Lucas?
Over the past year, home values in Lucas have decreased by 1.4%. Over five years, prices have risen approximately 30.3%.
How much do I need to earn to buy a home in Lucas?
To comfortably afford the median home price of $1,089,567 with a 20% down payment ($217,913) at today's rates (6.8%), you'd need a gross annual income of approximately $288,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Lucas compare to the national average home price?
The national median home value is approximately $410,000. At $1,089,567, homes in Lucas are 166% above the national average.
What metro area is Lucas part of?
Lucas is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.