📍 Luling, TX · Zillow ZHVI · July 2026

Average Home Price in
Luling, TX

Austin-Round Rock-Georgetown, TX metro area · Caldwell County County

Median Home Value
$227,105
↓ 3.3% year-over-year
vs. National Median
$410,000
Luling is 45% below
Est. Monthly Payment
$1,184/mo
20% down · 6.8% rate
Income Needed
$60K
gross annual (30% rule)
Median Home Value
$227,105
↓ 3.3% year-over-year

Down Payment (20%)$45,421
Monthly P&I$1,184/mo
With Taxes & Ins.~$1,504/mo
Income Needed$60,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Luling, TX

The median home value in Luling, TX is $227,105 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.3% compared to a year ago and down 4.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Luling are priced45% below average. Luling is part of the Austin-Round Rock-Georgetown, TX metro area.

Over the past five years, Luling home values have fallen by approximately0.2%, reflecting softening conditions in this market.

City Comparison

Luling vs. National Median

🏠 Luling
$227,105
National Median
$410,000

At $227,105, homes in Luling cost 45% below the national median of $410,000. This makes Luling a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Luling?

20% Down Payment
$45,421
on $227,105
Monthly P&I
$1,184/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,504/mo
incl. taxes & insurance
Income Needed
$60,160
gross annual (30% rule)
10% Down Option
$22,711
+ PMI applies
Loan Amount (20% dn)
$181,684
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Luling, TX?
The median home value in Luling is $227,105 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.3% year-over-year.
How much have home prices changed in Luling?
Over the past year, home values in Luling have decreased by 3.3%. Over five years, prices have fallen approximately 0.2%.
How much do I need to earn to buy a home in Luling?
To comfortably afford the median home price of $227,105 with a 20% down payment ($45,421) at today's rates (6.8%), you'd need a gross annual income of approximately $60,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Luling compare to the national average home price?
The national median home value is approximately $410,000. At $227,105, homes in Luling are 45% below the national average.
What metro area is Luling part of?
Luling is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.