Market Overview
Home Prices in Malakoff, TX
The median home value in Malakoff, TX is $246,220 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.8% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Malakoff are priced40% below average. Malakoff is part of the Athens, TX metro area.
Over the past five years, Malakoff home values have fallen by approximately0.2%, reflecting softening conditions in this market.
Price History
Malakoff Home Price Trend
City Comparison
Malakoff vs. National Median
At $246,220, homes in Malakoff cost 40% below the national median of $410,000. This makes Malakoff a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Malakoff?
20% Down Payment
$49,244
on $246,220
Monthly P&I
$1,284/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,631/mo
incl. taxes & insurance
Income Needed
$65,240
gross annual (30% rule)
10% Down Option
$24,622
+ PMI applies
Loan Amount (20% dn)
$196,976
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Malakoff, TX?
The median home value in Malakoff is $246,220 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.8% year-over-year.
How much have home prices changed in Malakoff?
Over the past year, home values in Malakoff have decreased by 6.8%. Over five years, prices have fallen approximately 0.2%.
How much do I need to earn to buy a home in Malakoff?
To comfortably afford the median home price of $246,220 with a 20% down payment ($49,244) at today's rates (6.8%), you'd need a gross annual income of approximately $65,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Malakoff compare to the national average home price?
The national median home value is approximately $410,000. At $246,220, homes in Malakoff are 40% below the national average.
What metro area is Malakoff part of?
Malakoff is part of the Athens, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.