Market Overview
Home Prices in Malone, TX
The median home value in Malone, TX is $209,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and down 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Malone are priced49% below average.
Price History
Malone Home Price Trend
2022
$204,030
$204K
—
2023
$196,242
$196K
-3.8%
2024
$220,259
$220K
+12.2%
2025
$210,491
$210K
-4.4%
2026
$209,658
$210K
-0.4%
City Comparison
Malone vs. National Median
🏠 Malone
$209,658
National Median
$410,000
At $209,658, homes in Malone cost 49% below the national median of $410,000. This makes Malone a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Malone?
20% Down Payment
$41,932
on $209,658
Monthly P&I
$1,093/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,388/mo
incl. taxes & insurance
Income Needed
$55,520
gross annual (30% rule)
10% Down Option
$20,966
+ PMI applies
Loan Amount (20% dn)
$167,726
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Malone, TX?
The median home value in Malone is $209,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Malone?
Over the past year, home values in Malone have decreased by 0.4%.
How much do I need to earn to buy a home in Malone?
To comfortably afford the median home price of $209,658 with a 20% down payment ($41,932) at today's rates (6.8%), you'd need a gross annual income of approximately $55,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Malone compare to the national average home price?
The national median home value is approximately $410,000. At $209,658, homes in Malone are 49% below the national average.