Market Overview
Home Prices in Mart, TX
The median home value in Mart, TX is $163,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.5% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mart are priced60% below average. Mart is part of the Waco, TX metro area.
Over the past five years, Mart home values have risen by approximately3.5%, reflecting modest growth in this market.
Price History
Mart Home Price Trend
2020
$123,943
$124K
—
2021
$158,439
$158K
+27.8%
2022
$186,222
$186K
+17.5%
2023
$188,327
$188K
+1.1%
2024
$178,536
$179K
-5.2%
2025
$177,278
$177K
-0.7%
2026
$163,952
$164K
-7.5%
City Comparison
Mart vs. National Median
🏠 Mart
$163,952
National Median
$410,000
At $163,952, homes in Mart cost 60% below the national median of $410,000. This makes Mart a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mart?
20% Down Payment
$32,790
on $163,952
Monthly P&I
$855/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,086/mo
incl. taxes & insurance
Income Needed
$43,440
gross annual (30% rule)
10% Down Option
$16,395
+ PMI applies
Loan Amount (20% dn)
$131,162
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mart, TX?
The median home value in Mart is $163,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.5% year-over-year.
How much have home prices changed in Mart?
Over the past year, home values in Mart have decreased by 7.5%. Over five years, prices have risen approximately 3.5%.
How much do I need to earn to buy a home in Mart?
To comfortably afford the median home price of $163,952 with a 20% down payment ($32,790) at today's rates (6.8%), you'd need a gross annual income of approximately $43,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Mart compare to the national average home price?
The national median home value is approximately $410,000. At $163,952, homes in Mart are 60% below the national average.
What metro area is Mart part of?
Mart is part of the Waco, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.