📍 Melissa, TX · Zillow ZHVI · July 2026

Average Home Price in
Melissa, TX

Dallas-Fort Worth-Arlington, TX metro area · Collin County County

Median Home Value
$430,722
↓ 6.4% year-over-year
vs. National Median
$410,000
Melissa is 5% above
Est. Monthly Payment
$2,246/mo
20% down · 6.8% rate
Income Needed
$114K
gross annual (30% rule)
Median Home Value
$430,722
↓ 6.4% year-over-year

Down Payment (20%)$86,144
Monthly P&I$2,246/mo
With Taxes & Ins.~$2,852/mo
Income Needed$114,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Melissa, TX

The median home value in Melissa, TX is $430,722 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.4% compared to a year ago and down 4.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Melissa are priced5% above average. Melissa is part of the Dallas-Fort Worth-Arlington, TX metro area.

Over the past five years, Melissa home values have risen by approximately14.8%, reflecting steady appreciation in this market.

City Comparison

Melissa vs. National Median

🏠 Melissa
$430,722
National Median
$410,000

At $430,722, homes in Melissa cost 5% above the national median of $410,000. Buyers in Melissa should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Melissa?

20% Down Payment
$86,144
on $430,722
Monthly P&I
$2,246/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,852/mo
incl. taxes & insurance
Income Needed
$114,080
gross annual (30% rule)
10% Down Option
$43,072
+ PMI applies
Loan Amount (20% dn)
$344,578
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Melissa, TX?
The median home value in Melissa is $430,722 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.4% year-over-year.
How much have home prices changed in Melissa?
Over the past year, home values in Melissa have decreased by 6.4%. Over five years, prices have risen approximately 14.8%.
How much do I need to earn to buy a home in Melissa?
To comfortably afford the median home price of $430,722 with a 20% down payment ($86,144) at today's rates (6.8%), you'd need a gross annual income of approximately $114,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Melissa compare to the national average home price?
The national median home value is approximately $410,000. At $430,722, homes in Melissa are 5% above the national average.
What metro area is Melissa part of?
Melissa is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.