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📍 Mertens, TX · Zillow ZHVI · July 2026

Average Home Price in
Mertens, TX

Corsicana, TX metro area · Hill County County

Median Home Value
$196,126
↓ 0.2% year-over-year
vs. National Median
$410,000
Mertens is 52% below
Est. Monthly Payment
$1,023/mo
20% down · 6.8% rate
Income Needed
$52K
gross annual (30% rule)
Median Home Value
$196,126
↓ 0.2% year-over-year
Down Payment (20%)$39,225
Monthly P&I$1,023/mo
With Taxes & Ins.~$1,299/mo
Income Needed$51,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mertens, TX

The median home value in Mertens, TX is $196,126 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and down 3.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mertens are priced52% below average. Mertens is part of the Corsicana, TX metro area.

City Comparison

Mertens vs. National Median

🏠 Mertens
$196,126
National Median
$410,000

At $196,126, homes in Mertens cost 52% below the national median of $410,000. This makes Mertens a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Mertens?

20% Down Payment
$39,225
on $196,126
Monthly P&I
$1,023/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,299/mo
incl. taxes & insurance
Income Needed
$51,960
gross annual (30% rule)
10% Down Option
$19,613
+ PMI applies
Loan Amount (20% dn)
$156,901
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mertens, TX?
The median home value in Mertens is $196,126 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Mertens?
Over the past year, home values in Mertens have decreased by 0.2%.
How much do I need to earn to buy a home in Mertens?
To comfortably afford the median home price of $196,126 with a 20% down payment ($39,225) at today's rates (6.8%), you'd need a gross annual income of approximately $51,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Mertens compare to the national average home price?
The national median home value is approximately $410,000. At $196,126, homes in Mertens are 52% below the national average.
What metro area is Mertens part of?
Mertens is part of the Corsicana, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.