Market Overview
Home Prices in Mertzon, TX
The median home value in Mertzon, TX is $271,021 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.9% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mertzon are priced34% below average. Mertzon is part of the San Angelo, TX metro area.
Over the past five years, Mertzon home values have risen by approximately1.1%, reflecting modest growth in this market.
Price History
Mertzon Home Price Trend
2020
$226,726
$227K
—
2021
$267,988
$268K
+18.2%
2022
$284,378
$284K
+6.1%
2023
$260,397
$260K
-8.4%
2024
$286,189
$286K
+9.9%
2025
$291,051
$291K
+1.7%
2026
$271,021
$271K
-6.9%
City Comparison
Mertzon vs. National Median
🏠 Mertzon
$271,021
National Median
$410,000
At $271,021, homes in Mertzon cost 34% below the national median of $410,000. This makes Mertzon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mertzon?
20% Down Payment
$54,204
on $271,021
Monthly P&I
$1,413/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,795/mo
incl. taxes & insurance
Income Needed
$71,800
gross annual (30% rule)
10% Down Option
$27,102
+ PMI applies
Loan Amount (20% dn)
$216,817
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mertzon, TX?
The median home value in Mertzon is $271,021 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.9% year-over-year.
How much have home prices changed in Mertzon?
Over the past year, home values in Mertzon have decreased by 6.9%. Over five years, prices have risen approximately 1.1%.
How much do I need to earn to buy a home in Mertzon?
To comfortably afford the median home price of $271,021 with a 20% down payment ($54,204) at today's rates (6.8%), you'd need a gross annual income of approximately $71,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Mertzon compare to the national average home price?
The national median home value is approximately $410,000. At $271,021, homes in Mertzon are 34% below the national average.
What metro area is Mertzon part of?
Mertzon is part of the San Angelo, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.