📍 Milano, TX · Zillow ZHVI · July 2026

Average Home Price in
Milano, TX

Milam County County

Median Home Value
$402,524
↑ 0.3% year-over-year
vs. National Median
$410,000
Milano is 2% below
Est. Monthly Payment
$2,099/mo
20% down · 6.8% rate
Income Needed
$107K
gross annual (30% rule)
Median Home Value
$402,524
↑ 0.3% year-over-year

Down Payment (20%)$80,505
Monthly P&I$2,099/mo
With Taxes & Ins.~$2,666/mo
Income Needed$106,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Milano, TX

The median home value in Milano, TX is $402,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and up 1.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Milano are priced2% below average.

City Comparison

Milano vs. National Median

🏠 Milano
$402,524
National Median
$410,000

At $402,524, homes in Milano cost 2% below the national median of $410,000. This makes Milano a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Milano?

20% Down Payment
$80,505
on $402,524
Monthly P&I
$2,099/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,666/mo
incl. taxes & insurance
Income Needed
$106,640
gross annual (30% rule)
10% Down Option
$40,252
+ PMI applies
Loan Amount (20% dn)
$322,019
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Milano, TX?
The median home value in Milano is $402,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Milano?
Over the past year, home values in Milano have increased by 0.3%.
How much do I need to earn to buy a home in Milano?
To comfortably afford the median home price of $402,524 with a 20% down payment ($80,505) at today's rates (6.8%), you'd need a gross annual income of approximately $106,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Milano compare to the national average home price?
The national median home value is approximately $410,000. At $402,524, homes in Milano are 2% below the national average.