Market Overview
Home Prices in Millsap, TX
The median home value in Millsap, TX is $428,705 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Millsap are priced5% above average. Millsap is part of the Dallas-Fort Worth-Arlington, TX metro area.
Price History
Millsap Home Price Trend
2024
$400,022
$400K
—
2025
$413,413
$413K
+3.3%
2026
$428,705
$429K
+3.7%
City Comparison
Millsap vs. National Median
🏠 Millsap
$428,705
National Median
$410,000
At $428,705, homes in Millsap cost 5% above the national median of $410,000. Buyers in Millsap should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Millsap?
20% Down Payment
$85,741
on $428,705
Monthly P&I
$2,236/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,840/mo
incl. taxes & insurance
Income Needed
$113,600
gross annual (30% rule)
10% Down Option
$42,871
+ PMI applies
Loan Amount (20% dn)
$342,964
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Millsap, TX?
The median home value in Millsap is $428,705 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Millsap?
Over the past year, home values in Millsap have increased by 3.7%.
How much do I need to earn to buy a home in Millsap?
To comfortably afford the median home price of $428,705 with a 20% down payment ($85,741) at today's rates (6.8%), you'd need a gross annual income of approximately $113,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Millsap compare to the national average home price?
The national median home value is approximately $410,000. At $428,705, homes in Millsap are 5% above the national average.
What metro area is Millsap part of?
Millsap is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.