Market Overview
Home Prices in Montague, TX
The median home value in Montague, TX is $390,692 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.2% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Montague are priced5% below average.
Price History
Montague Home Price Trend
2022
$357,805
$358K
—
2023
$366,159
$366K
+2.3%
2024
$384,379
$384K
+5.0%
2025
$403,536
$404K
+5.0%
2026
$390,692
$391K
-3.2%
City Comparison
Montague vs. National Median
🏠 Montague
$390,692
National Median
$410,000
At $390,692, homes in Montague cost 5% below the national median of $410,000. This makes Montague a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Montague?
20% Down Payment
$78,138
on $390,692
Monthly P&I
$2,038/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,588/mo
incl. taxes & insurance
Income Needed
$103,520
gross annual (30% rule)
10% Down Option
$39,069
+ PMI applies
Loan Amount (20% dn)
$312,554
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Montague, TX?
The median home value in Montague is $390,692 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.2% year-over-year.
How much have home prices changed in Montague?
Over the past year, home values in Montague have decreased by 3.2%.
How much do I need to earn to buy a home in Montague?
To comfortably afford the median home price of $390,692 with a 20% down payment ($78,138) at today's rates (6.8%), you'd need a gross annual income of approximately $103,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Montague compare to the national average home price?
The national median home value is approximately $410,000. At $390,692, homes in Montague are 5% below the national average.