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📍 Montalba, TX · Zillow ZHVI · July 2026

Average Home Price in
Montalba, TX

Palestine, TX metro area · Anderson County County

Median Home Value
$365,212
↑ 4.3% year-over-year
vs. National Median
$410,000
Montalba is 11% below
Est. Monthly Payment
$1,905/mo
20% down · 6.8% rate
Income Needed
$97K
gross annual (30% rule)
Median Home Value
$365,212
↑ 4.3% year-over-year
Down Payment (20%)$73,042
Monthly P&I$1,905/mo
With Taxes & Ins.~$2,419/mo
Income Needed$96,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Montalba, TX

The median home value in Montalba, TX is $365,212 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 3.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Montalba are priced11% below average. Montalba is part of the Palestine, TX metro area.

City Comparison

Montalba vs. National Median

🏠 Montalba
$365,212
National Median
$410,000

At $365,212, homes in Montalba cost 11% below the national median of $410,000. This makes Montalba a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Montalba?

20% Down Payment
$73,042
on $365,212
Monthly P&I
$1,905/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,419/mo
incl. taxes & insurance
Income Needed
$96,760
gross annual (30% rule)
10% Down Option
$36,521
+ PMI applies
Loan Amount (20% dn)
$292,170
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Montalba, TX?
The median home value in Montalba is $365,212 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Montalba?
Over the past year, home values in Montalba have increased by 4.3%.
How much do I need to earn to buy a home in Montalba?
To comfortably afford the median home price of $365,212 with a 20% down payment ($73,042) at today's rates (6.8%), you'd need a gross annual income of approximately $96,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Montalba compare to the national average home price?
The national median home value is approximately $410,000. At $365,212, homes in Montalba are 11% below the national average.
What metro area is Montalba part of?
Montalba is part of the Palestine, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.