Market Overview
Home Prices in Moody, TX
The median home value in Moody, TX is $328,584 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moody are priced20% below average. Moody is part of the Killeen-Temple, TX metro area.
Over the past five years, Moody home values have risen by approximately31.6%, reflecting strong long-term appreciation in this market.
Price History
Moody Home Price Trend
City Comparison
Moody vs. National Median
At $328,584, homes in Moody cost 20% below the national median of $410,000. This makes Moody a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moody?
20% Down Payment
$65,717
on $328,584
Monthly P&I
$1,714/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,177/mo
incl. taxes & insurance
Income Needed
$87,080
gross annual (30% rule)
10% Down Option
$32,858
+ PMI applies
Loan Amount (20% dn)
$262,867
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moody, TX?
The median home value in Moody is $328,584 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Moody?
Over the past year, home values in Moody have increased by 0.9%. Over five years, prices have risen approximately 31.6%.
How much do I need to earn to buy a home in Moody?
To comfortably afford the median home price of $328,584 with a 20% down payment ($65,717) at today's rates (6.8%), you'd need a gross annual income of approximately $87,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Moody compare to the national average home price?
The national median home value is approximately $410,000. At $328,584, homes in Moody are 20% below the national average.
What metro area is Moody part of?
Moody is part of the Killeen-Temple, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.