Market Overview
Home Prices in Moscow, TX
The median home value in Moscow, TX is $223,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.8% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moscow are priced46% below average.
Over the past five years, Moscow home values have risen by approximately17.2%, reflecting steady appreciation in this market.
Price History
Moscow Home Price Trend
2020
$164,236
$164K
—
2021
$190,373
$190K
+15.9%
2022
$226,488
$226K
+19.0%
2023
$221,038
$221K
-2.4%
2024
$226,721
$227K
+2.6%
2025
$229,459
$229K
+1.2%
2026
$223,062
$223K
-2.8%
City Comparison
Moscow vs. National Median
🏠 Moscow
$223,062
National Median
$410,000
At $223,062, homes in Moscow cost 46% below the national median of $410,000. This makes Moscow a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moscow?
20% Down Payment
$44,612
on $223,062
Monthly P&I
$1,163/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,477/mo
incl. taxes & insurance
Income Needed
$59,080
gross annual (30% rule)
10% Down Option
$22,306
+ PMI applies
Loan Amount (20% dn)
$178,450
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moscow, TX?
The median home value in Moscow is $223,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.8% year-over-year.
How much have home prices changed in Moscow?
Over the past year, home values in Moscow have decreased by 2.8%. Over five years, prices have risen approximately 17.2%.
How much do I need to earn to buy a home in Moscow?
To comfortably afford the median home price of $223,062 with a 20% down payment ($44,612) at today's rates (6.8%), you'd need a gross annual income of approximately $59,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Moscow compare to the national average home price?
The national median home value is approximately $410,000. At $223,062, homes in Moscow are 46% below the national average.