Market Overview
Home Prices in Nacogdoches, TX
The median home value in Nacogdoches, TX is $224,058 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Nacogdoches are priced45% below average. Nacogdoches is part of the Nacogdoches, TX metro area.
Over the past five years, Nacogdoches home values have risen by approximately24.3%, reflecting strong long-term appreciation in this market.
Price History
Nacogdoches Home Price Trend
City Comparison
Nacogdoches vs. National Median
At $224,058, homes in Nacogdoches cost 45% below the national median of $410,000. This makes Nacogdoches a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Nacogdoches?
20% Down Payment
$44,812
on $224,058
Monthly P&I
$1,169/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,485/mo
incl. taxes & insurance
Income Needed
$59,400
gross annual (30% rule)
10% Down Option
$22,406
+ PMI applies
Loan Amount (20% dn)
$179,246
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Nacogdoches, TX?
The median home value in Nacogdoches is $224,058 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Nacogdoches?
Over the past year, home values in Nacogdoches have increased by 2.9%. Over five years, prices have risen approximately 24.3%.
How much do I need to earn to buy a home in Nacogdoches?
To comfortably afford the median home price of $224,058 with a 20% down payment ($44,812) at today's rates (6.8%), you'd need a gross annual income of approximately $59,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Nacogdoches compare to the national average home price?
The national median home value is approximately $410,000. At $224,058, homes in Nacogdoches are 45% below the national average.
What metro area is Nacogdoches part of?
Nacogdoches is part of the Nacogdoches, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.