Market Overview
Home Prices in Naples, TX
The median home value in Naples, TX is $148,563 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6% compared to a year ago and down 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Naples are priced64% below average.
Over the past five years, Naples home values have fallen by approximately2.6%, reflecting softening conditions in this market.
Price History
Naples Home Price Trend
2020
$129,194
$129K
—
2021
$152,496
$152K
+18.0%
2022
$179,965
$180K
+18.0%
2023
$164,128
$164K
-8.8%
2024
$162,391
$162K
-1.1%
2025
$158,118
$158K
-2.6%
2026
$148,563
$149K
-6.0%
City Comparison
Naples vs. National Median
🏠 Naples
$148,563
National Median
$410,000
At $148,563, homes in Naples cost 64% below the national median of $410,000. This makes Naples a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Naples?
20% Down Payment
$29,713
on $148,563
Monthly P&I
$775/mo
30-yr @ 6.8%
Total Monthly Est.
~$984/mo
incl. taxes & insurance
Income Needed
$39,360
gross annual (30% rule)
10% Down Option
$14,856
+ PMI applies
Loan Amount (20% dn)
$118,850
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Naples, TX?
The median home value in Naples is $148,563 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6% year-over-year.
How much have home prices changed in Naples?
Over the past year, home values in Naples have decreased by 6%. Over five years, prices have fallen approximately 2.6%.
How much do I need to earn to buy a home in Naples?
To comfortably afford the median home price of $148,563 with a 20% down payment ($29,713) at today's rates (6.8%), you'd need a gross annual income of approximately $39,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Naples compare to the national average home price?
The national median home value is approximately $410,000. At $148,563, homes in Naples are 64% below the national average.