Market Overview
Home Prices in Natalia, TX
The median home value in Natalia, TX is $315,198 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Natalia are priced23% below average. Natalia is part of the San Antonio-New Braunfels, TX metro area.
Over the past five years, Natalia home values have risen by approximately7.8%, reflecting steady appreciation in this market.
Price History
Natalia Home Price Trend
City Comparison
Natalia vs. National Median
At $315,198, homes in Natalia cost 23% below the national median of $410,000. This makes Natalia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Natalia?
20% Down Payment
$63,040
on $315,198
Monthly P&I
$1,644/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,088/mo
incl. taxes & insurance
Income Needed
$83,520
gross annual (30% rule)
10% Down Option
$31,520
+ PMI applies
Loan Amount (20% dn)
$252,158
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Natalia, TX?
The median home value in Natalia is $315,198 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Natalia?
Over the past year, home values in Natalia have decreased by 1.8%. Over five years, prices have risen approximately 7.8%.
How much do I need to earn to buy a home in Natalia?
To comfortably afford the median home price of $315,198 with a 20% down payment ($63,040) at today's rates (6.8%), you'd need a gross annual income of approximately $83,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Natalia compare to the national average home price?
The national median home value is approximately $410,000. At $315,198, homes in Natalia are 23% below the national average.
What metro area is Natalia part of?
Natalia is part of the San Antonio-New Braunfels, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.