📍 North Zulch, TX · Zillow ZHVI · July 2026

Average Home Price in
North Zulch, TX

Madison County County

Median Home Value
$350,443
↑ 0.5% year-over-year
vs. National Median
$410,000
North Zulch is 15% below
Est. Monthly Payment
$1,828/mo
20% down · 6.8% rate
Income Needed
$93K
gross annual (30% rule)
Median Home Value
$350,443
↑ 0.5% year-over-year

Down Payment (20%)$70,089
Monthly P&I$1,828/mo
With Taxes & Ins.~$2,322/mo
Income Needed$92,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in North Zulch, TX

The median home value in North Zulch, TX is $350,443 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and up 4.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in North Zulch are priced15% below average.

Over the past five years, North Zulch home values have risen by approximately33.4%, reflecting strong long-term appreciation in this market.

City Comparison

North Zulch vs. National Median

🏠 North Zulch
$350,443
National Median
$410,000

At $350,443, homes in North Zulch cost 15% below the national median of $410,000. This makes North Zulch a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in North Zulch?

20% Down Payment
$70,089
on $350,443
Monthly P&I
$1,828/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,322/mo
incl. taxes & insurance
Income Needed
$92,880
gross annual (30% rule)
10% Down Option
$35,044
+ PMI applies
Loan Amount (20% dn)
$280,354
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in North Zulch, TX?
The median home value in North Zulch is $350,443 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in North Zulch?
Over the past year, home values in North Zulch have increased by 0.5%. Over five years, prices have risen approximately 33.4%.
How much do I need to earn to buy a home in North Zulch?
To comfortably afford the median home price of $350,443 with a 20% down payment ($70,089) at today's rates (6.8%), you'd need a gross annual income of approximately $92,880. This assumes keeping total housing costs at or below 30% of gross income.
How does North Zulch compare to the national average home price?
The national median home value is approximately $410,000. At $350,443, homes in North Zulch are 15% below the national average.