Market Overview
Home Prices in Oak Leaf, TX
The median home value in Oak Leaf, TX is $457,326 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oak Leaf are priced12% above average. Oak Leaf is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Oak Leaf home values have risen by approximately24.3%, reflecting strong long-term appreciation in this market.
Price History
Oak Leaf Home Price Trend
City Comparison
Oak Leaf vs. National Median
At $457,326, homes in Oak Leaf cost 12% above the national median of $410,000. Buyers in Oak Leaf should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Oak Leaf?
20% Down Payment
$91,465
on $457,326
Monthly P&I
$2,385/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,029/mo
incl. taxes & insurance
Income Needed
$121,160
gross annual (30% rule)
10% Down Option
$45,733
+ PMI applies
Loan Amount (20% dn)
$365,861
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oak Leaf, TX?
The median home value in Oak Leaf is $457,326 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Oak Leaf?
Over the past year, home values in Oak Leaf have increased by 0.3%. Over five years, prices have risen approximately 24.3%.
How much do I need to earn to buy a home in Oak Leaf?
To comfortably afford the median home price of $457,326 with a 20% down payment ($91,465) at today's rates (6.8%), you'd need a gross annual income of approximately $121,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Oak Leaf compare to the national average home price?
The national median home value is approximately $410,000. At $457,326, homes in Oak Leaf are 12% above the national average.
What metro area is Oak Leaf part of?
Oak Leaf is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.