Market Overview
Home Prices in Oak Ridge, TX
The median home value in Oak Ridge, TX is $392,693 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oak Ridge are priced4% below average. Oak Ridge is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Oak Ridge home values have risen by approximately22.6%, reflecting strong long-term appreciation in this market.
Price History
Oak Ridge Home Price Trend
City Comparison
Oak Ridge vs. National Median
At $392,693, homes in Oak Ridge cost 4% below the national median of $410,000. This makes Oak Ridge a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oak Ridge?
20% Down Payment
$78,539
on $392,693
Monthly P&I
$2,048/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,601/mo
incl. taxes & insurance
Income Needed
$104,040
gross annual (30% rule)
10% Down Option
$39,269
+ PMI applies
Loan Amount (20% dn)
$314,154
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oak Ridge, TX?
The median home value in Oak Ridge is $392,693 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Oak Ridge?
Over the past year, home values in Oak Ridge have decreased by 0.2%. Over five years, prices have risen approximately 22.6%.
How much do I need to earn to buy a home in Oak Ridge?
To comfortably afford the median home price of $392,693 with a 20% down payment ($78,539) at today's rates (6.8%), you'd need a gross annual income of approximately $104,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Oak Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $392,693, homes in Oak Ridge are 4% below the national average.
What metro area is Oak Ridge part of?
Oak Ridge is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.