Market Overview
Home Prices in Oak Valley, TX
The median home value in Oak Valley, TX is $308,218 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oak Valley are priced25% below average. Oak Valley is part of the Corsicana, TX metro area.
Price History
Oak Valley Home Price Trend
2024
$292,364
$292K
—
2025
$300,123
$300K
+2.7%
2026
$308,218
$308K
+2.7%
City Comparison
Oak Valley vs. National Median
🏠 Oak Valley
$308,218
National Median
$410,000
At $308,218, homes in Oak Valley cost 25% below the national median of $410,000. This makes Oak Valley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oak Valley?
20% Down Payment
$61,644
on $308,218
Monthly P&I
$1,607/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,041/mo
incl. taxes & insurance
Income Needed
$81,640
gross annual (30% rule)
10% Down Option
$30,822
+ PMI applies
Loan Amount (20% dn)
$246,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oak Valley, TX?
The median home value in Oak Valley is $308,218 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Oak Valley?
Over the past year, home values in Oak Valley have increased by 2.7%.
How much do I need to earn to buy a home in Oak Valley?
To comfortably afford the median home price of $308,218 with a 20% down payment ($61,644) at today's rates (6.8%), you'd need a gross annual income of approximately $81,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Oak Valley compare to the national average home price?
The national median home value is approximately $410,000. At $308,218, homes in Oak Valley are 25% below the national average.
What metro area is Oak Valley part of?
Oak Valley is part of the Corsicana, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.