Market Overview
Home Prices in Overton, TX
The median home value in Overton, TX is $185,905 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Overton are priced55% below average. Overton is part of the Longview, TX metro area.
Over the past five years, Overton home values have risen by approximately12.2%, reflecting steady appreciation in this market.
Price History
Overton Home Price Trend
City Comparison
Overton vs. National Median
At $185,905, homes in Overton cost 55% below the national median of $410,000. This makes Overton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Overton?
20% Down Payment
$37,181
on $185,905
Monthly P&I
$970/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,232/mo
incl. taxes & insurance
Income Needed
$49,280
gross annual (30% rule)
10% Down Option
$18,591
+ PMI applies
Loan Amount (20% dn)
$148,724
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Overton, TX?
The median home value in Overton is $185,905 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Overton?
Over the past year, home values in Overton have increased by 1.3%. Over five years, prices have risen approximately 12.2%.
How much do I need to earn to buy a home in Overton?
To comfortably afford the median home price of $185,905 with a 20% down payment ($37,181) at today's rates (6.8%), you'd need a gross annual income of approximately $49,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Overton compare to the national average home price?
The national median home value is approximately $410,000. At $185,905, homes in Overton are 55% below the national average.
What metro area is Overton part of?
Overton is part of the Longview, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.