Market Overview
Home Prices in Plano, TX
The median home value in Plano, TX is $504,391 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.1% compared to a year ago and down 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plano are priced23% above average. Plano is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Plano home values have risen by approximately19.5%, reflecting steady appreciation in this market.
Price History
Plano Home Price Trend
City Comparison
Plano vs. National Median
At $504,391, homes in Plano cost 23% above the national median of $410,000. Buyers in Plano should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Plano?
20% Down Payment
$100,878
on $504,391
Monthly P&I
$2,631/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,341/mo
incl. taxes & insurance
Income Needed
$133,640
gross annual (30% rule)
10% Down Option
$50,439
+ PMI applies
Loan Amount (20% dn)
$403,513
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plano, TX?
The median home value in Plano is $504,391 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.1% year-over-year.
How much have home prices changed in Plano?
Over the past year, home values in Plano have decreased by 5.1%. Over five years, prices have risen approximately 19.5%.
How much do I need to earn to buy a home in Plano?
To comfortably afford the median home price of $504,391 with a 20% down payment ($100,878) at today's rates (6.8%), you'd need a gross annual income of approximately $133,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Plano compare to the national average home price?
The national median home value is approximately $410,000. At $504,391, homes in Plano are 23% above the national average.
What metro area is Plano part of?
Plano is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.