Market Overview
Home Prices in Pottsboro, TX
The median home value in Pottsboro, TX is $346,163 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pottsboro are priced16% below average. Pottsboro is part of the Sherman-Denison, TX metro area.
Over the past five years, Pottsboro home values have risen by approximately24.5%, reflecting strong long-term appreciation in this market.
Price History
Pottsboro Home Price Trend
City Comparison
Pottsboro vs. National Median
At $346,163, homes in Pottsboro cost 16% below the national median of $410,000. This makes Pottsboro a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pottsboro?
20% Down Payment
$69,233
on $346,163
Monthly P&I
$1,805/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,292/mo
incl. taxes & insurance
Income Needed
$91,680
gross annual (30% rule)
10% Down Option
$34,616
+ PMI applies
Loan Amount (20% dn)
$276,930
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pottsboro, TX?
The median home value in Pottsboro is $346,163 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Pottsboro?
Over the past year, home values in Pottsboro have decreased by 0.7%. Over five years, prices have risen approximately 24.5%.
How much do I need to earn to buy a home in Pottsboro?
To comfortably afford the median home price of $346,163 with a 20% down payment ($69,233) at today's rates (6.8%), you'd need a gross annual income of approximately $91,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Pottsboro compare to the national average home price?
The national median home value is approximately $410,000. At $346,163, homes in Pottsboro are 16% below the national average.
What metro area is Pottsboro part of?
Pottsboro is part of the Sherman-Denison, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.