Market Overview
Home Prices in Powderly, TX
The median home value in Powderly, TX is $284,831 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Powderly are priced31% below average. Powderly is part of the Paris, TX metro area.
Over the past five years, Powderly home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.
Price History
Powderly Home Price Trend
City Comparison
Powderly vs. National Median
At $284,831, homes in Powderly cost 31% below the national median of $410,000. This makes Powderly a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Powderly?
20% Down Payment
$56,966
on $284,831
Monthly P&I
$1,486/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,887/mo
incl. taxes & insurance
Income Needed
$75,480
gross annual (30% rule)
10% Down Option
$28,483
+ PMI applies
Loan Amount (20% dn)
$227,865
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Powderly, TX?
The median home value in Powderly is $284,831 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Powderly?
Over the past year, home values in Powderly have increased by 5.5%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Powderly?
To comfortably afford the median home price of $284,831 with a 20% down payment ($56,966) at today's rates (6.8%), you'd need a gross annual income of approximately $75,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Powderly compare to the national average home price?
The national median home value is approximately $410,000. At $284,831, homes in Powderly are 31% below the national average.
What metro area is Powderly part of?
Powderly is part of the Paris, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.