Market Overview
Home Prices in Prosper, TX
The median home value in Prosper, TX is $776,414 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6% compared to a year ago and down 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Prosper are priced89% above average. Prosper is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Prosper home values have risen by approximately26.0%, reflecting strong long-term appreciation in this market.
Price History
Prosper Home Price Trend
City Comparison
Prosper vs. National Median
At $776,414, homes in Prosper cost 89% above the national median of $410,000. Buyers in Prosper should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Prosper?
20% Down Payment
$155,283
on $776,414
Monthly P&I
$4,049/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,142/mo
incl. taxes & insurance
Income Needed
$205,680
gross annual (30% rule)
10% Down Option
$77,641
+ PMI applies
Loan Amount (20% dn)
$621,131
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Prosper, TX?
The median home value in Prosper is $776,414 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6% year-over-year.
How much have home prices changed in Prosper?
Over the past year, home values in Prosper have decreased by 6%. Over five years, prices have risen approximately 26.0%.
How much do I need to earn to buy a home in Prosper?
To comfortably afford the median home price of $776,414 with a 20% down payment ($155,283) at today's rates (6.8%), you'd need a gross annual income of approximately $205,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Prosper compare to the national average home price?
The national median home value is approximately $410,000. At $776,414, homes in Prosper are 89% above the national average.
What metro area is Prosper part of?
Prosper is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.