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📍 Ralls, TX · Zillow ZHVI · July 2026

Average Home Price in
Ralls, TX

Lubbock, TX metro area · Crosby County County

Median Home Value
$80,992
↑ 0.3% year-over-year
vs. National Median
$410,000
Ralls is 80% below
Est. Monthly Payment
$422/mo
20% down · 6.8% rate
Income Needed
$21K
gross annual (30% rule)
Median Home Value
$80,992
↑ 0.3% year-over-year
Down Payment (20%)$16,198
Monthly P&I$422/mo
With Taxes & Ins.~$536/mo
Income Needed$21,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ralls, TX

The median home value in Ralls, TX is $80,992 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and up 7.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ralls are priced80% below average. Ralls is part of the Lubbock, TX metro area.

City Comparison

Ralls vs. National Median

🏠 Ralls
$80,992
National Median
$410,000

At $80,992, homes in Ralls cost 80% below the national median of $410,000. This makes Ralls a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ralls?

20% Down Payment
$16,198
on $80,992
Monthly P&I
$422/mo
30-yr @ 6.8%
Total Monthly Est.
~$536/mo
incl. taxes & insurance
Income Needed
$21,440
gross annual (30% rule)
10% Down Option
$8,099
+ PMI applies
Loan Amount (20% dn)
$64,794
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ralls, TX?
The median home value in Ralls is $80,992 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Ralls?
Over the past year, home values in Ralls have increased by 0.3%.
How much do I need to earn to buy a home in Ralls?
To comfortably afford the median home price of $80,992 with a 20% down payment ($16,198) at today's rates (6.8%), you'd need a gross annual income of approximately $21,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Ralls compare to the national average home price?
The national median home value is approximately $410,000. At $80,992, homes in Ralls are 80% below the national average.
What metro area is Ralls part of?
Ralls is part of the Lubbock, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.