Market Overview
Home Prices in Refugio, TX
The median home value in Refugio, TX is $127,039 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 9.7% compared to a year ago and down 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Refugio are priced69% below average.
Over the past five years, Refugio home values have fallen by approximately16.1%, reflecting softening conditions in this market.
Price History
Refugio Home Price Trend
2020
$132,435
$132K
—
2021
$151,375
$151K
+14.3%
2022
$148,280
$148K
-2.0%
2023
$140,199
$140K
-5.4%
2024
$148,159
$148K
+5.7%
2025
$140,720
$141K
-5.0%
2026
$127,039
$127K
-9.7%
City Comparison
Refugio vs. National Median
🏠 Refugio
$127,039
National Median
$410,000
At $127,039, homes in Refugio cost 69% below the national median of $410,000. This makes Refugio a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Refugio?
20% Down Payment
$25,408
on $127,039
Monthly P&I
$663/mo
30-yr @ 6.8%
Total Monthly Est.
~$842/mo
incl. taxes & insurance
Income Needed
$33,680
gross annual (30% rule)
10% Down Option
$12,704
+ PMI applies
Loan Amount (20% dn)
$101,631
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Refugio, TX?
The median home value in Refugio is $127,039 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 9.7% year-over-year.
How much have home prices changed in Refugio?
Over the past year, home values in Refugio have decreased by 9.7%. Over five years, prices have fallen approximately 16.1%.
How much do I need to earn to buy a home in Refugio?
To comfortably afford the median home price of $127,039 with a 20% down payment ($25,408) at today's rates (6.8%), you'd need a gross annual income of approximately $33,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Refugio compare to the national average home price?
The national median home value is approximately $410,000. At $127,039, homes in Refugio are 69% below the national average.