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📍 Retreat, TX · Zillow ZHVI · July 2026

Average Home Price in
Retreat, TX

Corsicana, TX metro area · Navarro County County

Median Home Value
$285,221
↑ 1.5% year-over-year
vs. National Median
$410,000
Retreat is 30% below
Est. Monthly Payment
$1,488/mo
20% down · 6.8% rate
Income Needed
$76K
gross annual (30% rule)
Median Home Value
$285,221
↑ 1.5% year-over-year
Down Payment (20%)$57,044
Monthly P&I$1,488/mo
With Taxes & Ins.~$1,890/mo
Income Needed$75,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Retreat, TX

The median home value in Retreat, TX is $285,221 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 1.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Retreat are priced30% below average. Retreat is part of the Corsicana, TX metro area.

City Comparison

Retreat vs. National Median

🏠 Retreat
$285,221
National Median
$410,000

At $285,221, homes in Retreat cost 30% below the national median of $410,000. This makes Retreat a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Retreat?

20% Down Payment
$57,044
on $285,221
Monthly P&I
$1,488/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,890/mo
incl. taxes & insurance
Income Needed
$75,600
gross annual (30% rule)
10% Down Option
$28,522
+ PMI applies
Loan Amount (20% dn)
$228,177
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Retreat, TX?
The median home value in Retreat is $285,221 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Retreat?
Over the past year, home values in Retreat have increased by 1.5%.
How much do I need to earn to buy a home in Retreat?
To comfortably afford the median home price of $285,221 with a 20% down payment ($57,044) at today's rates (6.8%), you'd need a gross annual income of approximately $75,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Retreat compare to the national average home price?
The national median home value is approximately $410,000. At $285,221, homes in Retreat are 30% below the national average.
What metro area is Retreat part of?
Retreat is part of the Corsicana, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.